Compare personal loans

Mulah Short-Term Loan

Mulah

Representative APR

36.0–60.0%

Amount

R500–R8k

Term

—

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

FinChoice Personal Loan

FinChoice

Representative APR

27.0–27.75%

Amount

R500–R50k

Term

1–36 mo

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

Wonga Short-Term Loan

Wonga

Representative APR

36.0–60.0%

Amount

R500–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Old Mutual Personal Loan

Old Mutual

Representative APR

15.0–28.0%

Amount

R5k–R200k

Term

12–60 mo

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

Finance27 Short-Term Loan

Finance27

Representative APR

36.0–38%

Amount

R1k–R7.2k

Term

2–2 mo

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

Letsatsi Finance Personal Loan

Letsatsi Finance

Representative APR

24.0–27.75%

Amount

R500–R8k

Term

1–6 mo

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

Lime24 Short-Term Loan

Representative APR

36.0–60.0%

Amount

R500–R8k

Term

—

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

Bayport Personal Loan for Government Employees

Bayport Financial Services

Representative APR

18.0–27.75%

Amount

R2k–R250k

Term

6–60 mo

Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.

Boodle Short-Term Loan

Representative APR

36–60%

Amount

R4k–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

Finbond Mutual Bank Personal Loan

Finbond Mutual Bank

Representative APR

21.0–27.75%

Amount

R500–R25k

Term

1–24 mo

Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.

DirectAxis Personal Loan

DirectAxis

Representative APR

15.0–27.75%

Amount

R2k–R250k

Term

6–72 mo

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

RCS Personal Loan

RCS Financial Services

Representative APR

15.0–27.75%

Amount

R1k–R100k

Term

6–60 mo

Best for: Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.

TymeBank Personal Loan

TymeBank

Representative APR

15.0–27.75%

Amount

R500–R100k

Term

3–36 mo

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

Capitec Personal Loan

Capitec Bank

Representative APR

12.25–27.75%

Amount

R1k–R250k

Term

6–84 mo

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.

Nedbank Personal Loan

Nedbank

Representative APR

10.25–27.75%

Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

Fasta Personal Loan

Fasta

Representative APR

24.0–27.75%

Amount

R500–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

Sanlam Credit Solutions Personal Loan

Sanlam Credit Solutions

Representative APR

15.0–27.29%

Amount

R2k–R200k

Term

6–60 mo

Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.

Standard Bank Personal Loan

Standard Bank

Representative APR

12.25–29.25%

Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

FNB Personal Loan with eBucks Rewards

FNB (First National Bank)

Representative APR

12.0–27.75%

Amount

R1k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.

Absa Personal Loan

Absa

Representative APR

12.0–27.75%

Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.