Real rates from banks and fintechs. Compared side by side, no affiliate bias.
UDC Finance
Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.
Instant Finance
Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.
The Co-operative Bank
Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.
SBS Bank
Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.
Westpac New Zealand
Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.
SBS Bank
Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
Instant Finance
Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.
ASB
Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
MTF Finance
Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.
Instant Finance
Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
ASB Bank
Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.
Kiwibank
Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
Harmoney
Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.
ANZ
Best for: Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.
ANZ New Zealand
Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.
Westpac
Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
AA Money
Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.
BNZ
Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
Harmoney
Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.