Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Personal Loans
500+ Lenders Compared
24 Markets Covered
Daily Updated

Recently added

Renmoney Personal Loan

Renmoney

Representative APR
25.44–31.8%
Amount
₦50k
Term
3–24 mo
Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Carbon Personal Loan

Carbon

Representative APR
54–195%
Amount
₦2.5k–₦1M
Term
2–12 mo
Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

FairMoney Personal Loan

FairMoney

Representative APR
24–456%
Amount
₦1.5k–₦5M
Term
1–36 mo
Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Kuda Bank Overdraft

Kuda

Representative APR
30.0–108.0%
Amount
₦5k–₦250k
Term
1–12 mo
Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Branch Personal Loan

Branch

Representative APR
36.0–99.0%
Amount
₦6k–₦1M
Term
4–52 mo
Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

QuickCheck Personal Loan

QuickCheck

Representative APR
60.0%
Amount
₦1.5k–₦1M
Term
1–12 mo
Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

First Bank of Nigeria Personal Loan

First Bank of Nigeria

Representative APR
20.0–28.0%
Amount
₦200k
Term
6–60 mo
Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Stanbic IBTC Personal Loan

Stanbic IBTC

Representative APR
48.0%
Amount
₦100k
Term
6–24 mo
Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

UBA Personal Loan

UBA

Representative APR
28.5–32.0%
Amount
₦200k
Term
6–60 mo
Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.