Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Axis Bank Car Loan

Axis Bank

Representative APR
8.75–12.5%
Amount
₹100k
Term
12–84 mo
Best for: This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.

SBI Student Loan Scheme

State Bank of India

Representative APR
6.9–9.9%
Amount
₹100k–₹5M
Term
12–180 mo
Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

IDFC FIRST Bank Personal Loan

IDFC FIRST Bank

Representative APR
10.49–24.0%
Amount
₹20k–₹4M
Term
6–60 mo
Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

ICICI Bank Car Loan

ICICI Bank

Representative APR
8.4–11.5%
Amount
₹100k
Term
12–84 mo
Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

PNB Saraswati Education Loan

Punjab National Bank

Representative APR
6.85–11.6%
Amount
₹100k–₹5M
Term
12–180 mo
Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

Axis Bank Personal Loan

Axis Bank

Representative APR
10.49–22.0%
Amount
₹50k–₹4M
Term
12–60 mo
Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

SBI Two Wheeler Loan

State Bank of India

Representative APR
9.8–14.65%
Amount
₹20k–₹300k
Term
—
Best for: Budget-conscious buyers who want the lowest possible interest rate.

Canara Bank Vidya Turant Education Loan

Canara Bank

Representative APR
7.25–10.1%
Amount
₹100k
Term
12–180 mo
Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Poonawalla Fincorp Personal Loan

Poonawalla Fincorp

Representative APR
9.0–22.0%
Amount
₹50k–₹2.5M
Term
12–60 mo
Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

Axis Bank Education Loan

Axis Bank

Representative APR
6.9–13.5%
Amount
₹50k–₹7.5M
Term
12–180 mo
Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

HDFC Bank Personal Loan

HDFC Bank

Representative APR
9.99–21.0%
Amount
₹50k–₹5M
Term
12–60 mo
Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

HDFC Bank Education Loan

HDFC Bank

Representative APR
10.5–13.5%
Amount
₹100k–₹5M
Term
12–180 mo
Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

ICICI Bank Personal Loan

ICICI Bank

Representative APR
10.25–19.0%
Amount
₹50k–₹5M
Term
12–60 mo
Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

Bank of Baroda Baroda Gyan Education Loan

Bank of Baroda

Representative APR
6.85–11.25%
Amount
₹100k
Term
12–180 mo
Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Tata Capital Personal Loan

Tata Capital

Representative APR
10.5–24.0%
Amount
₹75k–₹3.5M
Term
12–72 mo
Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.

ICICI Bank Education Loan

ICICI Bank

Representative APR
8.5–13.0%
Amount
₹100k
Term
12–144 mo
Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

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