Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Personal Loans
500+ Lenders Compared
24 Markets Covered
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KOHO Credit Building Account

KOHO

Representative APR
—
Amount
Up to CA$10
Term
4–12 mo
Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Spring Financial Personal Loan

Spring Financial

Representative APR
9.99–34.95%
Amount
CA$300–CA$35k
Term
12–60 mo
Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Fora Credit Line of Credit

Fora Credit

Representative APR
19.9–34.9%
Amount
CA$1k–CA$15k
Term
12–100 mo
Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

Fairstone Personal Loans

Fairstone

Representative APR
29.99–34.99%
Amount
CA$500–CA$50k
Term
6–120 mo
Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

goPeer Personal Loan

goPeer

Representative APR
8.99–34.99%
Amount
CA$1k–CA$35k
Term
36–60 mo
Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

TD Bank Personal Loan

TD Bank

Representative APR
8.99–23.99%
Amount
CA$5k–CA$50k
Term
12–84 mo
Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Mogo Personal Loan

Mogo

Representative APR
9.9–46.96%
Amount
CA$500–CA$35k
Term
6–60 mo
Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Desjardins Personal Loan

Desjardins

Representative APR
6.95–12.95%
Amount
CA$500–CA$50k
Term
12–60 mo
Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Tangerine Line of Credit

Tangerine

Representative APR
7.45–12.45%
Amount
CA$1k–CA$50k
Term
12–60 mo
Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

CIBC Unsecured Personal Loan Options

CIBC

Representative APR
9.0–10.0%
Amount
CA$3k–CA$200k
Term
12–60 mo
Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

LendDirect Personal Loan

LendDirect

Representative APR
19.9–46.93%
Amount
CA$500–CA$25k
Term
6–60 mo
Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Meridian Credit Union Personal Loan

Meridian Credit Union

Representative APR
7.49–12.99%
Amount
CA$1k–CA$50k
Term
12–60 mo
Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

RBC Royal Bank Personal Loan

RBC Royal Bank

Representative APR
9.0–13.0%
Amount
CA$5k–CA$50k
Term
12–60 mo
Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Scotiabank Personal Loan

Scotiabank

Representative APR
6.0–10.0%
Amount
CA$5k–CA$75k
Term
12–60 mo
Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Fig Financial Personal Loan

Fig Financial

Representative APR
8.99–29.49%
Amount
CA$2k–CA$35k
Term
24–84 mo
Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

BMO Personal Loan

BMO

Representative APR
8.99–22.99%
Amount
CA$2k–CA$35k
Term
12–60 mo
Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

National Bank Personal Loan

National Bank of Canada

Representative APR
7.95–14.95%
Amount
CA$2k–CA$50k
Term
12–60 mo
Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.