Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Figure
Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.
American Express
Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
Upgrade
Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.
SoFi
Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
Payoff
Best for: Borrowers with significant credit card debt who want a structured payoff plan
myAutoloan
Best for: Individuals with good credit looking for on auto loans between $8,000 and $100,000.
Rocket Mortgage
Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.
Alliant Credit Union
Best for: These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.
CommonBond
Best for: Borrowers who want competitive rates and care about social impact
Marcus by Goldman Sachs
Best for: Borrowers with good credit who want a truly fee-free debt consolidation loan
Capital One
Best for: Individuals with a good credit score looking for flexible auto financing options.
Better Mortgage
Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.
Wells Fargo
Best for: Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.
Sallie Mae
Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.
Discover
Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.
PenFed Credit Union
Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.
FourLeaf Federal Credit Union
Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Achieve
Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.
Citizens Bank
Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)
LendingClub
Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.